/* ============================================================
   MAHAYAAN Urban Cooperative Credit & Thrift Society
   Modern Animated Theme
   ============================================================ */

:root {
    --navy: #1e2a78;
    --navy-dark: #141d54;
    --navy-light: #2f3fa0;
    --maroon: #a52121;
    --maroon-dark: #7d1717;
    --accent: #f6c744;
    --green: #4caf7d;
    --ink: #1c2333;
    --muted: #5c6580;
    --bg: #ffffff;
    --bg-soft: #f5f7fb;
    --white: #ffffff;
    --radius: 18px;
    --shadow-sm: 0 6px 18px rgba(20, 29, 84, 0.08);
    --shadow-md: 0 14px 40px rgba(20, 29, 84, 0.14);
    --shadow-lg: 0 26px 70px rgba(20, 29, 84, 0.22);
    --tr: 0.35s cubic-bezier(0.16, 1, 0.3, 1);
    --font: "Poppins", "Segoe UI", system-ui, sans-serif;
    --serif: "Playfair Display", Georgia, serif;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
    font-family: var(--font);
    color: var(--ink);
    background: var(--bg);
    line-height: 1.65;
    overflow-x: hidden;
}

a { text-decoration: none; color: inherit; }
img { max-width: 100%; display: block; }
ul { list-style: none; }

.container {
    width: min(1200px, 92%);
    margin-inline: auto;
}

.section { padding: 90px 0; position: relative; }

/* ---------- Reveal animation ---------- */
.reveal {
    opacity: 0;
    transform: translateY(40px);
    transition: opacity 0.8s ease, transform 0.8s cubic-bezier(0.16, 1, 0.3, 1);
}
.reveal.in { opacity: 1; transform: none; }
.reveal.d1 { transition-delay: 0.1s; }
.reveal.d2 { transition-delay: 0.2s; }
.reveal.d3 { transition-delay: 0.3s; }
.reveal.d4 { transition-delay: 0.4s; }

/* ---------- Section titles ---------- */
.sec-head { text-align: center; margin-bottom: 56px; }
.sec-head h2 {
    font-size: clamp(2rem, 4vw, 3rem);
    font-weight: 800;
    letter-spacing: 0.5px;
    color: var(--ink);
}
.sec-head h2 span { color: var(--navy); }
.sec-head .bar {
    width: 90px; height: 4px; margin: 18px auto 0;
    background: linear-gradient(90deg, var(--maroon), var(--navy));
    border-radius: 4px;
}
.sec-head p { color: var(--muted); margin-top: 14px; font-size: 1.02rem; }

/* ============================================================
   TOP BAR
   ============================================================ */
.topbar {
    background: linear-gradient(90deg, var(--maroon-dark), var(--maroon));
    color: #fff;
    font-size: 0.85rem;
}
.topbar .container {
    display: flex; align-items: center; justify-content: space-between;
    gap: 16px; padding: 8px 0; flex-wrap: wrap;
}
.topbar .tinfo { display: flex; gap: 24px; flex-wrap: wrap; }
.topbar .tinfo a { display: inline-flex; align-items: center; gap: 8px; opacity: 0.95; transition: var(--tr); }
.topbar .tinfo a:hover { opacity: 1; transform: translateY(-1px); }
.topbar .tinfo i { color: var(--accent); }
.btn-login {
    background: var(--accent); color: var(--ink); font-weight: 700;
    padding: 6px 18px; border-radius: 30px; font-size: 0.82rem;
    transition: var(--tr); box-shadow: 0 4px 12px rgba(0,0,0,0.2);
}
.btn-login:hover { transform: translateY(-2px); box-shadow: 0 8px 20px rgba(0,0,0,0.3); }

/* ============================================================
   NAVBAR
   ============================================================ */
.nav {
    position: sticky; top: 0; z-index: 100;
    background: rgba(255,255,255,0.9);
    backdrop-filter: blur(14px);
    -webkit-backdrop-filter: blur(14px);
    box-shadow: var(--shadow-sm);
    transition: var(--tr);
}
.nav .container {
    display: flex; align-items: center; justify-content: space-between;
    padding: 12px 0;
}
.brand { display: flex; align-items: center; gap: 14px; }
.brand .logo {
    width: 52px; height: 52px; border-radius: 50%;
    background: radial-gradient(circle at 30% 30%, var(--navy-light), var(--navy));
    display: grid; place-items: center; color: #fff; font-weight: 800;
    font-size: 1.2rem; box-shadow: var(--shadow-sm);
    border: 2px solid var(--accent);
}
.brand .btxt strong { font-size: 1.05rem; color: var(--navy); letter-spacing: 1px; display: block; line-height: 1.1; }
.brand .btxt small { font-size: 0.7rem; color: var(--muted); letter-spacing: 1px; }

.menu { display: flex; gap: 6px; align-items: center; }
.menu a {
    padding: 10px 15px; font-weight: 600; font-size: 0.92rem; color: var(--ink);
    border-radius: 10px; position: relative; transition: var(--tr);
}
.menu a::after {
    content: ""; position: absolute; left: 15px; right: 15px; bottom: 6px;
    height: 2px; background: var(--maroon); transform: scaleX(0);
    transform-origin: left; transition: transform var(--tr);
}
.menu a:hover { color: var(--navy); }
.menu a:hover::after { transform: scaleX(1); }
.menu .cta {
    background: linear-gradient(90deg, var(--navy), var(--navy-light));
    color: #fff; margin-left: 8px;
}
.menu .cta::after { display: none; }
.menu .cta:hover { color: #fff; transform: translateY(-2px); box-shadow: var(--shadow-sm); }

.burger { display: none; flex-direction: column; gap: 5px; cursor: pointer; background: none; border: none; }
.burger span { width: 26px; height: 3px; background: var(--navy); border-radius: 3px; transition: var(--tr); }

/* ============================================================
   HERO
   ============================================================ */
.hero {
    position: relative; color: #fff; overflow: hidden;
    background: linear-gradient(120deg, var(--navy-dark) 0%, var(--navy) 45%, var(--navy-light) 100%);
    padding: 100px 0 120px;
}
.hero .blob {
    position: absolute; border-radius: 50%; filter: blur(2px);
    opacity: 0.35; animation: float 9s ease-in-out infinite;
}
.hero .blob.b1 { width: 340px; height: 340px; background: var(--green); top: -80px; right: -60px; }
.hero .blob.b2 { width: 220px; height: 220px; background: var(--accent); bottom: -60px; left: 8%; animation-delay: 2s; }
.hero .blob.b3 { width: 160px; height: 160px; background: var(--maroon); top: 30%; right: 22%; animation-delay: 4s; }
@keyframes float { 0%,100%{ transform: translateY(0) } 50%{ transform: translateY(-26px) } }

.hero .container { position: relative; z-index: 2; display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 40px; align-items: center; }
.hero .badge {
    display: inline-flex; align-items: center; gap: 8px;
    background: rgba(255,255,255,0.14); padding: 8px 16px; border-radius: 30px;
    font-size: 0.82rem; font-weight: 600; margin-bottom: 20px;
    border: 1px solid rgba(255,255,255,0.2);
}
.hero .badge i { color: var(--accent); }
.hero h1 {
    font-size: clamp(2.3rem, 5vw, 3.8rem); font-weight: 800; line-height: 1.1;
    margin-bottom: 18px;
}
.hero h1 .grad {
    background: linear-gradient(90deg, var(--accent), var(--green));
    -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent;
}
.hero .lead { font-size: 1.1rem; opacity: 0.9; max-width: 520px; margin-bottom: 30px; }
.hero .hero-cta { display: flex; gap: 14px; flex-wrap: wrap; }

.btn {
    display: inline-flex; align-items: center; gap: 10px;
    padding: 13px 28px; border-radius: 40px; font-weight: 700; font-size: 0.95rem;
    cursor: pointer; border: none; transition: var(--tr);
}
.btn-primary { background: linear-gradient(90deg, var(--accent), #ffd76b); color: var(--ink); box-shadow: 0 10px 26px rgba(246,199,68,0.4); }
.btn-primary:hover { transform: translateY(-3px); box-shadow: 0 16px 34px rgba(246,199,68,0.55); }
.btn-ghost { background: transparent; color: #fff; border: 2px solid rgba(255,255,255,0.5); }
.btn-ghost:hover { background: #fff; color: var(--navy); transform: translateY(-3px); }

.hero-card {
    background: rgba(255,255,255,0.1); border: 1px solid rgba(255,255,255,0.18);
    border-radius: 24px; padding: 30px; backdrop-filter: blur(10px);
    box-shadow: var(--shadow-lg); animation: float 7s ease-in-out infinite;
}
.hero-card h3 { font-size: 1.2rem; margin-bottom: 6px; }
.hero-card p { opacity: 0.85; font-size: 0.9rem; margin-bottom: 20px; }
.rate-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.rate {
    background: rgba(255,255,255,0.12); border-radius: 14px; padding: 16px;
    text-align: center; transition: var(--tr); border: 1px solid rgba(255,255,255,0.1);
}
.rate:hover { transform: translateY(-4px); background: rgba(255,255,255,0.22); }
.rate .num { font-size: 1.9rem; font-weight: 800; color: var(--accent); }
.rate .lbl { font-size: 0.78rem; opacity: 0.9; text-transform: uppercase; letter-spacing: 0.5px; }

/* wave divider */
.wave { position: absolute; bottom: -1px; left: 0; width: 100%; line-height: 0; z-index: 1; }
.wave svg { width: 100%; height: 90px; }

/* ============================================================
   STATS
   ============================================================ */
.stats { background: var(--bg-soft); }
.stats-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; }
.stat {
    background: #fff; border-radius: var(--radius); padding: 34px 24px; text-align: center;
    box-shadow: var(--shadow-sm); transition: var(--tr); border-bottom: 4px solid transparent;
}
.stat:hover { transform: translateY(-8px); box-shadow: var(--shadow-md); border-color: var(--maroon); }
.stat .ico {
    width: 60px; height: 60px; margin: 0 auto 16px; border-radius: 16px;
    display: grid; place-items: center; font-size: 1.5rem; color: #fff;
    background: linear-gradient(135deg, var(--navy), var(--navy-light));
}
.stat .count { font-size: 2.4rem; font-weight: 800; color: var(--navy); }
.stat .txt { color: var(--muted); font-weight: 600; }

/* ============================================================
   SERVICES
   ============================================================ */
.services-grid { display: grid; grid-template-columns: repeat(5, 1fr); gap: 22px; }
.svc {
    border-radius: var(--radius); padding: 34px 24px; color: #fff; position: relative;
    overflow: hidden; transition: var(--tr); box-shadow: var(--shadow-sm);
}
.svc::before {
    content: ""; position: absolute; width: 140px; height: 140px; border-radius: 50%;
    background: rgba(255,255,255,0.12); top: -50px; right: -40px; transition: var(--tr);
}
.svc:hover { transform: translateY(-10px); box-shadow: var(--shadow-lg); }
.svc:hover::before { transform: scale(2.4); }
.svc .ico { font-size: 2.2rem; margin-bottom: 18px; position: relative; z-index: 1; }
.svc h3 { font-size: 1.1rem; text-transform: uppercase; letter-spacing: 1px; margin-bottom: 12px; position: relative; z-index: 1; }
.svc p { font-size: 0.88rem; opacity: 0.95; margin-bottom: 20px; position: relative; z-index: 1; }
.svc a { display: inline-flex; align-items: center; gap: 6px; font-weight: 700; font-size: 0.85rem; position: relative; z-index: 1; transition: var(--tr); }
.svc a:hover { gap: 12px; }
.svc.c1 { background: linear-gradient(160deg, var(--green), #3d9068); }
.svc.c2 { background: linear-gradient(160deg, var(--maroon), var(--maroon-dark)); }
.svc.c3 { background: linear-gradient(160deg, var(--navy-light), var(--navy)); }
.svc.c4 { background: linear-gradient(160deg, #d0842a, #a5641b); }
.svc.c5 { background: linear-gradient(160deg, #3d9068, var(--green)); }

/* ============================================================
   ABOUT
   ============================================================ */
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.about-text p { color: var(--muted); margin-bottom: 16px; }
.about-text h2 { font-size: clamp(1.8rem,3.5vw,2.6rem); font-weight: 800; margin-bottom: 20px; }
.about-text h2 span { color: var(--navy); }
.about-media { position: relative; }
.about-media .circle {
    aspect-ratio: 1; border-radius: 50%; overflow: hidden;
    border: 8px solid var(--bg-soft); box-shadow: var(--shadow-md);
    background: linear-gradient(135deg, var(--navy), var(--green));
    display: grid; place-items: center; color: #fff; text-align: center; padding: 40px;
}
.about-media .circle i { font-size: 4rem; margin-bottom: 14px; color: var(--accent); }
.about-media .circle h4 { font-size: 1.4rem; }
.about-media .float-tag {
    position: absolute; background: #fff; padding: 14px 20px; border-radius: 14px;
    box-shadow: var(--shadow-md); font-weight: 700; color: var(--navy);
    display: flex; align-items: center; gap: 10px; animation: float 6s ease-in-out infinite;
}
.about-media .float-tag i { color: var(--maroon); }
.about-media .t1 { top: 10%; left: -20px; }
.about-media .t2 { bottom: 12%; right: -10px; animation-delay: 2s; }

/* ============================================================
   SCHEMES / RATE TABLES
   ============================================================ */
.schemes { background: var(--bg-soft); }
.tabs { display: flex; gap: 10px; justify-content: center; flex-wrap: wrap; margin-bottom: 40px; }
.tab-btn {
    padding: 12px 26px; border-radius: 40px; border: 2px solid var(--navy);
    background: transparent; color: var(--navy); font-weight: 700; cursor: pointer;
    transition: var(--tr); font-family: var(--font);
}
.tab-btn.active, .tab-btn:hover { background: var(--navy); color: #fff; }
.tab-panel { display: none; animation: fade 0.5s ease; }
.tab-panel.active { display: block; }
@keyframes fade { from { opacity: 0; transform: translateY(12px);} to { opacity: 1; transform: none; } }

.table-wrap { background: #fff; border-radius: var(--radius); box-shadow: var(--shadow-sm); overflow: hidden; margin-bottom: 26px; }
.table-wrap h4 {
    background: linear-gradient(90deg, var(--navy), var(--navy-light)); color: #fff;
    padding: 16px 22px; font-size: 1.05rem;
}
table { width: 100%; border-collapse: collapse; }
th, td { padding: 13px 18px; text-align: left; border-bottom: 1px solid #eef1f7; font-size: 0.9rem; }
th { background: #eef1f7; color: var(--navy); font-weight: 700; }
tbody tr { transition: var(--tr); }
tbody tr:hover { background: #f7f9fd; }
td:first-child { font-weight: 600; }
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 26px; }

.note { display:flex; gap:10px; align-items:flex-start; color: var(--muted); font-size:0.9rem; margin-top:8px; }
.note i { color: var(--green); margin-top:4px; }

/* ============================================================
   LOAN CARDS
   ============================================================ */
.loans-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 30px; }
.loan-card {
    background: #fff; border-radius: var(--radius); box-shadow: var(--shadow-sm);
    overflow: hidden; transition: var(--tr); border-top: 5px solid var(--maroon);
}
.loan-card:hover { transform: translateY(-8px); box-shadow: var(--shadow-md); }
.loan-card .head { padding: 26px 28px 18px; background: linear-gradient(135deg, var(--maroon), var(--maroon-dark)); color: #fff; }
.loan-card .head h3 { font-size: 1.3rem; margin-bottom: 4px; }
.loan-card .head span { opacity: 0.9; font-size: 0.85rem; }
.loan-card .body { padding: 24px 28px 30px; }
.loan-card .row { display: flex; justify-content: space-between; padding: 10px 0; border-bottom: 1px dashed #e6e9f2; }
.loan-card .row:last-of-type { border: none; }
.loan-card .row .k { color: var(--muted); font-weight: 600; }
.loan-card .row .v { font-weight: 700; color: var(--navy); text-align: right; }
.loan-card ol { margin: 14px 0 0 18px; color: var(--muted); font-size: 0.88rem; }
.loan-card ol li { margin-bottom: 6px; }

/* ============================================================
   JOIN CTA
   ============================================================ */
.join { position: relative; overflow: hidden; }
.join-box {
    background: linear-gradient(120deg, var(--navy), var(--navy-light));
    border-radius: 28px; padding: 60px; text-align: center; color: #fff;
    box-shadow: var(--shadow-lg); position: relative; overflow: hidden;
}
.join-box::before, .join-box::after {
    content:""; position:absolute; border-radius:50%; background: rgba(255,255,255,0.08);
}
.join-box::before { width: 260px; height: 260px; top: -80px; left: -60px; }
.join-box::after { width: 200px; height: 200px; bottom: -70px; right: -40px; }
.join-box h2 { font-size: clamp(1.8rem,4vw,2.6rem); font-weight: 800; position: relative; z-index: 1; }
.join-box .sub { font-size: 1.3rem; margin-bottom: 18px; position: relative; z-index: 1; }
.join-box p { max-width: 560px; margin: 0 auto 28px; opacity: 0.9; position: relative; z-index: 1; }
.join-box .btn { position: relative; z-index: 1; }

/* ============================================================
   COMMITTEE
   ============================================================ */
.committee { background: linear-gradient(135deg, var(--maroon), var(--maroon-dark)); color: #fff; }
.committee .sec-head h2, .committee .sec-head h2 span { color: #fff; }
.committee .sec-head .bar { background: var(--accent); }
.comm-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.member {
    background: rgba(255,255,255,0.08); border-radius: var(--radius); padding: 28px 20px;
    text-align: center; transition: var(--tr); border: 1px solid rgba(255,255,255,0.12);
}
.member:hover { transform: translateY(-6px); background: rgba(255,255,255,0.16); }
.member .av {
    width: 72px; height: 72px; margin: 0 auto 14px; border-radius: 50%;
    display: grid; place-items: center; font-size: 1.5rem; font-weight: 800;
    background: var(--accent); color: var(--maroon-dark);
}
.member h4 { font-size: 1.05rem; letter-spacing: 0.5px; }
.member span { font-size: 0.8rem; opacity: 0.85; text-transform: uppercase; letter-spacing: 1px; }

/* ============================================================
   TESTIMONIALS
   ============================================================ */
.testi-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.testi {
    background: #fff; border-radius: var(--radius); padding: 30px; box-shadow: var(--shadow-sm);
    position: relative; transition: var(--tr); border-left: 4px solid var(--navy);
}
.testi:hover { transform: translateY(-6px); box-shadow: var(--shadow-md); }
.testi .quote { font-size: 2.4rem; color: var(--maroon); opacity: 0.25; line-height: 1; }
.testi p { color: var(--muted); font-style: italic; margin: 8px 0 18px; }
.testi .who { display: flex; align-items: center; gap: 12px; }
.testi .who .av { width: 44px; height: 44px; border-radius: 50%; background: linear-gradient(135deg,var(--navy),var(--green)); color:#fff; display:grid; place-items:center; font-weight:700; }
.testi .who h5 { color: var(--navy); }
.testi .who .stars { color: var(--accent); font-size: 0.8rem; }

/* ============================================================
   CONTACT
   ============================================================ */
.contact { background: var(--bg-soft); }
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; }
.contact-info .ci {
    display: flex; gap: 16px; align-items: flex-start; background: #fff; padding: 22px;
    border-radius: var(--radius); box-shadow: var(--shadow-sm); margin-bottom: 18px; transition: var(--tr);
}
.contact-info .ci:hover { transform: translateX(6px); box-shadow: var(--shadow-md); }
.contact-info .ci .ico { width: 50px; height: 50px; border-radius: 14px; background: linear-gradient(135deg,var(--navy),var(--navy-light)); color:#fff; display:grid; place-items:center; font-size:1.2rem; flex-shrink:0; }
.contact-info .ci h4 { color: var(--navy); font-size: 1rem; }
.contact-info .ci p { color: var(--muted); font-size: 0.92rem; }

.contact-form { background: #fff; padding: 34px; border-radius: var(--radius); box-shadow: var(--shadow-sm); }
.contact-form h3 { color: var(--navy); margin-bottom: 20px; }
.field { margin-bottom: 16px; }
.field input, .field textarea, .field select {
    width: 100%; padding: 13px 16px; border: 1.5px solid #e2e7f0; border-radius: 12px;
    font-family: var(--font); font-size: 0.92rem; transition: var(--tr); background: var(--bg-soft);
}
.field input:focus, .field textarea:focus, .field select:focus { outline: none; border-color: var(--navy); background: #fff; }
.contact-form .btn { width: 100%; justify-content: center; }

/* ============================================================
   FOOTER
   ============================================================ */
.footer { background: var(--ink); color: #cfd4e3; padding: 70px 0 0; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 40px; }
.footer h4 { color: #fff; margin-bottom: 20px; font-size: 1.1rem; position: relative; padding-bottom: 10px; }
.footer h4::after { content:""; position:absolute; left:0; bottom:0; width:40px; height:3px; background: var(--maroon); border-radius:3px; }
.footer p { font-size: 0.9rem; margin-bottom: 12px; }
.footer .fbrand { display:flex; align-items:center; gap:12px; margin-bottom:18px; }
.footer .fbrand .logo { width:46px; height:46px; border-radius:50%; background:linear-gradient(135deg,var(--navy-light),var(--navy)); display:grid; place-items:center; color:#fff; font-weight:800; border:2px solid var(--accent); }
.footer .fbrand strong { color:#fff; font-size:1rem; }
.footer ul li { margin-bottom: 10px; }
.footer ul li a { font-size: 0.9rem; transition: var(--tr); display:inline-flex; gap:8px; align-items:center; }
.footer ul li a:hover { color: var(--accent); transform: translateX(4px); }
.footer ul li a i { color: var(--maroon); font-size: 0.7rem; }
.footer .fcontact li { display:flex; gap:12px; align-items:flex-start; margin-bottom:14px; font-size:0.9rem; }
.footer .fcontact li i { color: var(--accent); margin-top:4px; }
.socials { display:flex; gap:12px; margin-top:18px; }
.socials a { width:40px; height:40px; border-radius:50%; background:rgba(255,255,255,0.08); display:grid; place-items:center; transition:var(--tr); }
.socials a:hover { background: var(--maroon); transform: translateY(-4px); }
.footbar { border-top: 1px solid rgba(255,255,255,0.1); margin-top: 50px; padding: 22px 0; text-align:center; font-size:0.85rem; }

/* back to top */
.top-btn {
    position: fixed; right: 24px; bottom: 24px; width: 48px; height: 48px; border-radius: 50%;
    background: var(--navy); color:#fff; display:grid; place-items:center; cursor:pointer;
    box-shadow: var(--shadow-md); opacity: 0; pointer-events: none; transform: translateY(20px);
    transition: var(--tr); z-index: 90; border: none; font-size: 1.1rem;
}
.top-btn.show { opacity: 1; pointer-events: auto; transform: none; }

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1024px) {
    .services-grid { grid-template-columns: repeat(2, 1fr); }
    .stats-grid { grid-template-columns: repeat(2, 1fr); }
    .comm-grid, .testi-grid { grid-template-columns: repeat(2, 1fr); }
    .footer-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 860px) {
    .menu {
        position: fixed; inset: 0 0 0 auto; width: 78%; max-width: 320px; height: 100vh;
        background: #fff; flex-direction: column; padding: 90px 24px; gap: 4px;
        box-shadow: var(--shadow-lg); transform: translateX(100%); transition: var(--tr); z-index: 99;
    }
    .menu.open { transform: none; }
    .menu a { width: 100%; }
    .burger { display: flex; z-index: 100; }
    .hero .container { grid-template-columns: 1fr; }
    .about-grid, .contact-grid, .loans-grid, .two-col { grid-template-columns: 1fr; }
    .section { padding: 64px 0; }
    .join-box { padding: 40px 24px; }
}
@media (max-width: 560px) {
    .services-grid, .stats-grid, .comm-grid, .testi-grid, .footer-grid { grid-template-columns: 1fr; }
    .topbar .tinfo { gap: 12px; font-size: 0.78rem; }
    table { font-size: 0.8rem; }
    th, td { padding: 9px 10px; }
}